A New Orleans lawyer sought an FHA loan for a client
who lost his house in Hurricane
Katrina and wanted to rebuild. He was told the loan would be
granted if he could prove
satisfactory title
to the
parcel of property being offered as collateral. The title to the
property dated back to 1803, which took the Lawyer three months to track down.
After sending
the information to the FHA, he received the following reply.
(Actual letter):
"Upon review of your letter
adjoining your client's loan application,
we note that the request is supported by an Abstract of Title. While we compliment the able
manner in which you have prepared and presented the
application, we must point out that
you have only cleared title to the
proposed collateral property back
to 1803. Before final approval can
be accorded, it will be
necessary to clear the title back to its origin."
Annoyed, the lawyer responded as
follows.
(Actual Letter)
"Your letter regarding
title in Case No. 189156 has been
received. I note that you wish
to have title extended further than the
194 years covered by the
present application. I was unaware that any educated person in this
country, particularly those working
in the property area, would not know
that Louisiana was purchased, by the U.S. , from France
in 1803, the year of origin identified in
our application.
For the edification of
uninformed FHA bureaucrats, the title to the land
prior to U.S.
ownership was obtained from
France, which had acquired
it by Right of Conquest
from Spain . The land came into the
possession of
Spain by Right of Discovery made in the
year 1492 by a sea captain named
Christopher Columbus, who
had been granted the privilege of seeking a new
route to India
by the Spanish monarch, Isabella. The good queen, Isabella,
being a pious woman and almost as
careful about titles as the FHA, took the
precaution of securing the blessing of the Pope before she sold her jewels
to finance Columbus ' expedition.
Now the Pope, as I'm sure you
may know, is the emissary of Jesus Christ,
the Son of God, and God, it is commonly accepted, created this world.
Therefore, I believe it
is safe to presume that God also made that part of
the world called Louisiana . God, therefore, would be the
owner of origin and His origins
date back to before the beginning of time, the world as we
know it AND the FHA. I hope you find
God's original claim to be
satisfactory. Now, may we have our damn loan?"
He got the loan.


