Right now lets be honest, what would you do....

[Annie]

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Joined: 26 Oct 2005
Posts: 146
Location: Spinning through space very fast


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I wouldn't sell in the 1st place, prolly never be able to afford another one the way the housing market is going Very Happy

But its a great dilemma Bobbie, wish I'd thought of it.

The powers that be sold a lot/most of their public sector housing stock during the Thatcher years, now it's a problem.

Campbeltown has suffered from a depressed housing market for years, so property in the town would be a relative steal.

There's always going to be a brain drain from rural areas, more people leaving the area due to lack of affordable housing would be terrible.


Anyway, lets see what other people would do ...very interested ..........................

[jambojarv]

As Tom Cruise once said in Jerry Maguire... before all the Scientology nonsense kicked in.....


SHOW ME THE MONEY!

[Sweltered]

it's alright for you to say that having been bought up in a "bought" house, being able to buy their council house has enabled many people get on the propery ladder.

Are you trying to say that I was bought in some type of celebrity adoption scandal!? My Dad did used to say I'd been left on the doorstep by 'Teenkers' but i never really believed him. Anyway I look too much like my grandfather (who lived in council houses most of his days, and was vehemently opposed to them being sold off) to have been bought.

Just speaking to him in the language he understands, as he is very good at it himself

I've never been personal on this forum, think you must be getting me mixed up with someone else..... ya fanny! And I'm pretty glad that you think I'm good at communicating in english, as that is the language I understand! Although I'm no bad at the dalintober gaelic as well.

What a short memory you have

[Sweltered]

As Tom Cruise once said in Jerry Maguire... before all the Scientology nonsense kicked in.....


SHOW ME THE MONEY!

I just finished a paper on Scientology. I got shown round their flagship facility in Clearwater and they gave me all sorts of books and dvds. Very interesting. Don't believe all you hear about them....


It's much, much worse.

[Trapper]

What a short memory you have

Notoriously so actually..eh whits your name again?

[Sweltered]

october 13 2006.

[Trapper]

That's my birthday! It's so nice of you to remember.

[judge roy bean]

young people being priced out of the home market is nothing new locally, before the advent of ex council houses being sold on it would have been nearly impossible for a young couple to become first time buyers due to the lack of available houses for sale (they would more than likely buy a flat if anything) and of course the interest rates which i think play a bigger part in the housing market than ex cooncil houses.

i remember when i bought my first home (a flat) i wouldn't have been able to even consider buying a house and with interest rates of 15% any young couple would have been hard pressed to repay a mortgage. you must remember that when interest was at that level the average take home pay was about a fifth of present levels (certain greedy b*****d's excepted of course!!!) and i'm only talking about early eigthies which might seem like a thousand years ago to some but are fresh in the minds of others.

house prices locally are way below the national average, although my house has more than tripled in values in the 15yrs since i bought it, the same house would go for more than three times that amount elsewhere in the country, so although there may well be places where locals are being priced out of the market by weekend and holiday home buyers, i don't believe that campbeltown is one of these places, tho a hike in the interest rate would certainly take care of that.

my advice is buy now, prices will never go down and interest will only go up, i remember back in 1982 a house on low askomil going for £25,000 which we thought was a fortune, now that same house is worth close on £300,000, it wasn't the price that put us off, it was the interest rates, and what would you have paid a month? not much more than i do at present, attitudes change and now people wouldn't sell a house in one of the schemes for less than three times that amount (no offence to scheme dwellers, i live in a residential area)

oh and play nice now, i see young trapper saying he's never insulted anyone, it's obvious he learnt at the knee of a master, telling a mistruth while keeping a straight face is obviously inherited.

interest rates, you sons of bitches!!!

[Bobbie En Tejas]

What are the interest rates now? and do you have to pay extra taxes based on the value of the property?

Our rates here now are around 6%, but besides paying the mortgage, you also have to pay home owners insurance and yearly taxes.

[LowMac]

Does anyone know, Is there still a "right to buy" with Fyne Homes houses in the town?