by bill » Sun Sep 14, 2008 11:23 am
Last year I found myself in this position not once but twice.Both times I received a full refund.
The first time I was the victim,along with thousands of others,of an online fraud .Bogus companies had been set up on the web and fleeced in the region of £3million from unsuspecting customers.
I had paid by Nationwide VISA DEBIT CARD,and claimed back my loss through the Visa CHARGEBACK SCHEME. I received my refund within 2/3 weeks.
After I found the above booking to be bogus I then booked a holiday through a company on Teletext.This booking I paid through Nationwide VISA CREDIT CARD.A few weeks later I received a phone call to inform me the company had gone into liquidation.I received a full refund from Visa.
The Visa DEBIT card chargeback is I was told solely at the discretion of the bank,unlike Visa CREDIT card which is a right.
On the third attempt we finally got our holiday, to the original hotel and flight ,for less than we had first paid.
The 4 perpetrators of the fraud were caught and sentenced to 18 years collectively.
I know my Summer'll never come
I know I'll cry until my dying day has come
Let the Winter roll along
I've got nothing left but song